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Looks like I've found this site too late, but I do want to say I'm grateful you've shared all these brilliant writings here--the kind of nuanced voice and accessible perspicacity that makes for multiple re-readings a joy to anticipate. Hope to see more!

Not that you're not busy already, but perhaps a primer on credit for the sake of financial reasonability might be a useful endeavor for the sake of all those could become functionality literate in the future.

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